The Ticket to The Next World

Some time ago, i had a lousy conversation with my brother. A reputable insurance agent has offered to sell him insurance at half the price as it was promotional period. The conversation went like this:
Bro:"Ah Mei, you know, it's time for you to start buying yourself an insurance."
Muku: (Remain silent and pondering hard while playing with food on my plate)
Bro: "You know, if there's accidental death, the beneficiary may claim up to half a million!"
Muku: "So?"
Bro: "You've gotta buy. Coz when you do, I'm going to knock you down with my Iswara :)"

Let me tell you something. My bro has great sense of humor. As sheepish as he can be, he never fails to choke you at the dinner table.